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Endorsed by the Reform Party, Ron Brown Democratic Club, Isaiah Project, AFRAM SEIU 250, AFRAM SEIU 535, AFRAM SEIU 616, AFRAM SEIU 790, AFRAM SEIU 1000, AFRAM SEIU 434-B, CAHEED, ASNA, OMI NEIGHBORS
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Press clips : Video Clips
1) HUD Homeownership subsidy
2) FNMA Zero-down loans
3) Vouchers Enable Low-Income HomeOwnership
4) Home Ownership: Pipe Dream or a New Reality
5) Daly Plan Pitifully Inadequate
6) May 16 HomeOwnership Debate in San Francisco
7) NAACP Minority HomeOwnership Program
8) Ellis/OMI/Costa Hawkins protections
9)Policy Hurts Immigrants
10)Home Ownership Causes HH Wealth
11)Class War and the Poverty Trap
12) Home Ownership Program for Equity

Email us on: webmaster@affordable-
homeownership.org
Ownership vs rentSF Housing PollsTenant protectionHOT Revenue subsidyOwnership processPress Clips
 Loan Information ->FHA 0 dp loansFNMA Low programsFNMA Flexible 97FNMA Facts
Purchase money loans Nehemiah DP LoansHUD Special programFHA Fixup/Rehab loanCHFA Loan

Who We Are:
AHA is a non-partisan grassroots organization comprised of tenants, landlords and homeowners committed to affordable homeownership for San Francisco tenants. AHA is supported solely by volunteers and member donations. Membership is free. Donations are welcome!

Polls show that homeownership is the principal goal of 70% of San Francisco tenants. City government MUST be responsive to legitimate aspirations of achieving the American dream.

City policies have kept the supply of housing artificially rigid, whereas demand has increased. AHA seeks an increase in the overall supply of available units in circulation, for both owners as well as for tenants. This would reduce pressure on rents and prices, and make housing more available and therefore affordable for both, prospective owners as well as renters. We must also make better, more efficient use of under-utilized existing housing stock.

Activities: AHA
· Performs research
· Develops creative homeownership options
· Does outreach, and disseminates information to tenants
Lobbies for policies supporting homeownership

Develops networks of alliances to promote homeownership

Positions: AHA Supports:

  • The HomeOwnership aspirations of all tenants, regardless of economic circumstance, age, race, gender, country of origin or sexual orientation
  • Quantum increase in supply of ownership as well as rental housing in SF
  • Elimination of rent control protections for pied-a-terre apartments (non-principal residence)
  • Elimination of rent control protections for corporate apartments
  • Elimination of rent control protections for property owners who themselves live in a rental
  • Means-limits for rent control protections to twice the SF median household income
  • City-funded supplemental rental subsidies for the needy elderly and disabled
  • Increase in FHA-FNMA loan limits to 150% of current levels for SF/California
  • Expansion in FHA-FNMA lender definition of “family” co-signer to include non-traditional
  • Sensible and creative CRA loan underwriting and qualification guidelines
  • Comprehensive review/change of City zoning and planning ordinances to accommodate changed needs of 21st century lifestyles and commerce
  • Incentives to 21st century industries (eg biotech) to relocate jobs to SF
  • Relaxation of SF City limitation on residentially zoned floor space legally usable for work purposes to 50%, up from 25%, to support telecommuting and home-based businesses
  • Zoning/planning incentives for energy-efficient / environmentally sound design
  • City review for restoration of zoning density, in previously downzoned areas
  • More smaller units, since average SF household size has steadily decreased over the years
  • Increase in mixed-use development, for vibrant neighborhoods citywide
  • Sensible, balanced, residential and commercial development policies
  • Increase in park, plaza and public space requirements for new developments
  • Increase in zoning density along transit corridors Increase in mass transit infrastructure

    Join AHA in making affordable homeownership possible in San Francisco.










  • If you are a Tenant and interested in being an Owner: 
    Your e-mail address:  

    For any other information please contact us on webmaster@affordable-homeownership.org

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